2025 Benefits Overview
Eligible team members are provided a wide range of benefits.
On this site, you will find information regarding the benefits that are available to you.
Talk to ALEX® For Help With Your Benefit Needs
Find the great-fit benefit plans you and your family will love with ALEX®! ALEX is an easy-to-use online tool that will make sure you get the RIGHT amount of coverage for your needs.
ALEX will ask you a few questions about your health care needs (your answers remain anonymous), crunch some numbers and recommend a plan that’s best for your personal needs. It’s that easy!
Even if you’re happy with your current plan, it’s worth it to use ALEX to make sure you’re not paying too much for health insurance.
Save up to $100 in per month off your medical premiums!
If you participate in any company-provided medical plan, you will have the opportunity to lower your 2025 base monthly premium by up to $100 per month by completing the requirements for one or both of the following two discounts:
TOBACCO FREE
Non-tobacco users or those who have completed a tobacco cessation program within the last three months will receive a monthly $50 tobacco discount off their medical premium.
WELLNESS DISCOUNT
Earn a $50 monthly discount on your 2025 medical premiums by completing both the biometric screening (labs) and online health survey on the Deaconess Wellness portal by December 20, 2024.
This quick and simple screening can help assess your risk for heart disease, stroke, and diabetes. Illnesses and health conditions like these can often be prevented with early detection, which is why knowing your numbers is so important.
If you currently receive the wellness incentives for the 2024 plan year, you will automatically receive the discount for 2025, and no further action is required. If you did not participate in the wellness incentives in 2024, you will have a new opportunity to participate for 2025.
Highlights for 2025
Medical coverage:
Current wellness discounts will move over to 2025.
Make sure to review the plan summaries for slight changes in plan designs.
New for 2025 - Mayo Clinic Complex Care Program. An enhanced health care benefit for complex, rare and undiagnosed conditions.
New for 2025 - MaxorPlus Pharmacy Discount Program - Get the best prices on your medications at participating pharmacies without additional cards or applications to manage.
HSA Accounts
IRS Limit increases for 2025
Single - $4,300
Coverage other than single - $8,550
Company annual contribution will continue to be $500 for single and $1,000 for all other levels of coverage. The contributions will be disbursed on a quarterly basis instead of bi-annual.
Additional $1,000 HSA Catch-Up Contribution available if you will be age 55 or older on or before 12/31/2025.
Other benefits:
Medical Flexible Spending Accounts - IRS maximum increased to $3,300 per year.
Medical FSA carryover to 2026: increased to $660 per year.
Commuter Benefits increased to $325 per month
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2025 Benefits Guide (pdf) (2170KB)
2024 Benefits Guide (pdf) (3757KB)
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2025 ONB HDHP 3500 SBC (pdf) (344KB)
2025 ONB HDHP 4000 SBC (pdf) (343KB)
2025 ONB PPO 1250 SBC (pdf) (351KB)
2025 ONB HDHP 2250 SBC (pdf) (364KB)
2025 Medical Plan Summary (pdf) (167KB)
2024 ONB SBC PPO 1000 (pdf) (354KB)
2024 ONB SBC HDHP 2000 (pdf) (349KB)
2024 ONB SBC HDHP 3200 (pdf) (349KB)
2024 ONB SBC HDHP 4000 (pdf) (348KB)
2024 Plan Summary (pdf) (165KB)
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2025 Monthly Medical Rates Tiered - With Discounts (pdf) (68KB)
2025 Monthly Base Medical Rates - Tiered (pdf) (42KB)
2025 RATES - Dental, Vision, Life, CI, Accident, HI (pdf) (148KB)
2024 Medical Rates Monthly - with Discounts (pdf) (68KB)
2024 Base Medical Rates Monthly - Tiered (pdf) (59KB)
2024 Rates Dental, Vision and Supplemental Coverages (pdf) (148KB)
MyONB Portal
In addition to the information you find on this site, you can also access your own benefit information from the MyONB Portal. You can access the portal by clicking on the MyONB Portal link on the intranet homepage or clicking the button below.
ADP Mobile App
The ADP Mobile App offers associates the ability to access and update payroll and tax information, enroll in or modify benefit elections and update other personal information. To get started, click here for a job aid with more information on how to install a use the ADP app.
Plan Documents & Benefit Provider Contacts
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Click here for further information.
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AmeriBen/BCBS
Phone: 1-844-209-0080
Web: myameriben.comMaxorPlus Pharmacy Services
Phone: 1-800-687-0707
Web: maxorplus.com -
Deaconess Clinic at Work
Web: https://onb.personalhealthportal.net/onb -
Delta Dental of Indiana
Phone: 1-800-524-0149
Web: deltadentalin.com -
Vision Service Plan
Phone: 1-800-877-7195
Web: vsp.com -
Epic Hearing Health Care
Phone: 1-866-956-5400Vision Service Plan (Tru Hearing)
Phone: 1-800-877-7195
Web: vsp.com -
Discovery/Wex
Phone: 1-866-451-3399
Web: www.wexinc.com -
UNUM
Phone: 1-800-445-0402Claims: www.unum.com/lifebalances
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UNUMPhone: 1-800-445-0402
Claims: www.unum.com/lifebalances
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UNUM
Phone: 1-800-635-5597
MetLife Legal Plan
Phone: 1-800-821-6400
LifeLock
Phone: 1-800-607-9174
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Empower Retirement
Phone: 1-844-465-4455
Web: myonbretirement.com -
ON Benefits Department
Phone: 1-800-893-3432 Option 9, Option 3 -
Headspace
Toll-free 24/7 access:
1-855-420-0734Download the App:
https://work.headspace.com/v3/oldnational/member-enroll/verify -
Wex, Inc.
Phone: 1-866-451-3399
www.wexinc.com -
Old National Benefits Solution Center (ADP)
Phone: 1-800-240-7155
Web: portal.adp.com