Dependent Eligibility
The following relationships qualify as dependents under the ONB Medical, Dental Insurance, Vision Insurance, Dependent Spousal Life, Dependent Child Life, Voluntary Accident, Hospital Indemnity, Critical Illness Insurance and the Employee Assistance Program.
If team members are married to each other or are domestic partners, each may elect single coverage under the Plan as Team Member Only (only one may elect dependent coverage).
A person may not be covered as both a Participant and a Dependent of more than one Participant under the Plan or any other group health option sponsored by the Employer.
The Plan may require proof of dependent status, such as a marriage certificate, birth certificate, divorce decree, domestic partner affidavits and similar items.
Spouse
Benefits Eligibility
A person of the opposite or same sex who is legally married to the team member.
FMLA
Spouse means a person of the same or opposite sex who is legally married to the team member, including “common law” marriage if recognized under state law for purposes of marriage.
Child
A natural child or legally adopted child of the team member; or
Stepchild of the team member whether or not the child is living with the team member; or
Child for whom the team member is required to provide medical care or insurance under the terms of a court order; or
Any other child who lives with the team member and whom the team member or the team member’s spouse/domestic partner has legal custody; and
A citizen, resident or national of the United States or a resident of Canada or Mexico (this requirement does not apply to an adopted child who lives with the Participant, provided the Participant is a citizen or national of the United States); and
Is younger than the Participant; and is less than 26 years old at the time of enrollment. Coverage will end at the end of the month in which a child turns 26.
A child will be considered "legally adopted" as of the date the team member is legally obligated to provide financial support for the child, provided the child is less than 18 years old on the date of placement.
Provided, however, that if a Qualified Medical Child Support Order requires the Plan to cover the child who does not otherwise meet the definition of "Dependent," the child will be considered to be a "Dependent" until the earlier of termination of the order, or the end of the month in which the child's 26th birthday occurs. In addition, a child over the age of 26 who is incapable of self-sustaining employment because of a long-term physical or mental incapacity will remain a Dependent while the incapacity and inability to be employed continue, provided:
The child is primarily dependent on the team member for support.
Proof of the incapacity is furnished to the Plan Administrator within 120 days after the date coverage would otherwise terminate.
Proof of continued incapacity, which may include a medical examination at the Plan's expense, is furnished upon request. The Plan may request additional proof annually.
Domestic Partner
Same and opposite sex domestic partners may be eligible for coverage. Eligible children of a team member’s domestic partner may also be eligible. Certain criteria must be met, documentation must be supplied and tax implications apply.