Legal Protection / LifeLock

MetLife Legal Protection 

Coverage includes one individual or joint federal and state tax filing through TurboTax and enhanced identity theft protection benefits.

Having access to attorneys through a group legal plan empowers you to handle legal matters as they arise. with MetLife Legal Plans, you have easy access to legal help for many common issues - from estate planning to traffic and real estate. The plan also provides coverage for many other personal legal matters, such as family law, civil litigation defense and identity theft matters.

Identity Theft Coverage

The legal plan provides comprehensive identity theft coverage, allowing employees to proactively manage their personal information and get experienced support in the event they fall victim to identity theft.

With our legal plan, employees have access to attorney services as well as support from our identity theft partner, Cyberscout. Here are some of the ways the legal plan provides assistance for a wide range of identity theft matters:

Identity Theft Defense
Employees have access to experienced network attorneys to get legal assistance if they become a victim of identity theft. The legal plan provides access to attorneys to get help dealing with creditor actions over disputed accounts — including limiting creditor harassment and representation to defend against foreclosure, repossession or garnishment that occurs from an identity theft incident, up to and including trial if necessary.

LifeStages Identity Management Service

Through a partnership with identity theft vendor Cyberscout, the legal plan enables members to proactively manage their personal information and get the support they need if their identity is stolen. Cyberscout’s LifeStages Identity Management Services provide access to dedicated experts 24/7 for education, advocacy and guidance. From a lost wallet to stolen documents and assistance with social media privacy settings, members get personalized service to help manage their identities throughout their lives.

This includes the following services and more:

• Proactive services

• Resolution services

• Document replacement services

• Child identity theft support

• Tax fraud support

• Disaster recovery

• Medical identity theft support

• Travel identiy theft support

• Email compromise assist

• Social media compromise assist

• Phish assist

• Assisted living fraud support

FraudScout Triple Bureau Credit Monitoring

Our credit monitoring coverage provided by Cyberscout gives employees access to an identity monitoring and protection platform covering both public and private data sets. This platform informs members about fraudulent activity and potential misuse of personal information. Members get access to credit monitoring from all three bureaus to monitor credit inquiries, delinquencies and judgements as well as cyber monitoring. This coverage also provides members with a $1 million identity theft expense reimbursement in the event they suffer losses from an identity theft incident.