Hospital Indemnity Plan

Voluntary hospital indemnity insurance provides a range of fixed, lump-sum daily benefits to help cover costs associated with a hospital admission, including room and board costs. These benefits are paid directly to the insured following a hospitalization that meets the criteria for benefit payment. Children up to age 26 can be covered. The payment goes to you directly, and you can spend it however you like.

You may elect coverage for yourself and/or your spouse/domestic partner and dependents.

Plan Benefits -

Hospital Room & Board Benefits - $100 per day
(180 Daily Benefits per Coverage Year) 

Hospital Critical Care Unit Benefits - $100 per day
(Paid in addition to Room & Board Benefit)
(30 Daily Benefits per Coverage Year) 

Hospital Admission Benefit
One Daily Benefit per Coverage Year - $1,000

Non-Insurance Services

• Healthcare Navigation Services

• Will Preparation Services

• MetLife VisionAccess

• Funeral Discount and Planning Services

More about this plan

The hospital indemnity coverage is 100% employee-paid with after-tax dollars.

Check the plan documents for the full details.

Contact UNUM

Call UNUM Monday through Friday, 8:00 am - 8:00 pm ET at 800-635-5597 or visit unum.com/access

See Your Current Coverage Online!

If you are enrolled in this benefit, you may view your current coverage by accessing the MyONB portal. The portal may be accessed from the home page of the intranet or at myADP.com. Once you log onto the portal, select Benefits from along the top of the screen, then My Benefits. Click Continue until you get to the Main Menu. From here, you can access your Benefits Summary